CheckBankLoans.com is not a lender or a banker ("Service Provider"). Service Providers participate in our matching engine that may or may not have mortgage loan products available matching the criteria you submit via our quote form. The information collected is not an application for credit or a mortgage loan, and it is not used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders or to receive mortgage quotes. You may review the loan offers and discuss them with the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. CheckBankLoans.com does not charge you, the consumer, a fee for its services. Who pays our bills? The lender. Of course, you will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close. About Our Advertised Rates***